Living Within Your Means

Living Within Your Means When I was  listening to Rita Careys speak last night, I heard her touch upon some great budgeting advice and it is worth repeating. Rita listed some of the most critical things to do  when you  first lose your job.   One of them  is to reassess the family budget.   Not just in your head, but on paper.  Here is what she recommends with some of my commentary: 1) Make a list of all the expenditures for the month (be honest, food, clothing, gas, mortgage, insurance, hairdresser, cable, phone, heat, electricity, everything) 2) Eliminate as much discretionary  spending as possible (do you NEED to keep all those magazine subscriptions, what about the double lattes 4 times a week at Starbucks? do you need those too?   The better you are here at cutting costs, the better off you will be in the long run, get serious) 3) How long can you afford to support the expenditures?   Be specific, how many months before you have used all your unemployment.   Avoid at all costs tapping into your 401K. If it gets to that point, please consult your financial planner who can give you other alternatives. Now you really know what your time-frame is.   This allows you to build a Plan B.   If by that date, you have not secured employment, what will you do?   You  will need to implement Pan  B now.  If you  have identified today that you need a  holiday retail job  in early Decembertoo late.   Most of the  holiday hiring has already taken place.   Sure, some of still available,  maybe not the ones that would interest you the most.   With a little forethought/planning, you can lineup that Plan B job today,  and  avoid panic mode. Eliminating discretionary spending is difficult.   I remember when my husband was out of  work, he stayed home with the boys 3 days a week to cut our daycare costs.   While this was fiscally good, it limited his search capabilities. We canceled the weekly subscription to the local paper.   We even cut back on the cable to the minimum tier (we only watched 3 of the 1000 channels anyway).    I  brought my lunch to work.   We hunkered  down and boy, was  it hard.   It was worth the sacrifice.  I recommend everyone experiences what it is like to do without for  awhile. My mom  used to say  do you  WANT it or do you  NEED it when we went shopping for clothes.   This is a great way  to check spending. Whether employed or not, maybe, just maybe, given the way things are today, we should all be asking ourselves do you WANT that or do you NEED that.

Podcasts a plenty!

Podcasts a plenty! Two podcasts I did last month got posted this week, so turn on your listening ears (as my idol Judge Judy says) and tune in to The Hopkinson Report and The Career Clinic! I was so excited to get an email from Jim Hopkinson over at Wired a few weeks ago, following up on our introduction at SXSW. I was even more excited to get an invite to appear on his podcast for Wired, The Hopkinson Report! Subtitled The Marketing Trends that Matter, Jim and I talk about how I expanded my business from one-on-one sessions only to group sessions, products, and speaking gigs; how I used social media as the backbone of my marketing plan;  how millennials are approaching their job search differently than other generations; and on and on. We had a blast and I think it came through on the podcast, so click on over and enjoy! I spoke with Maureen from The Career Clinic on national radio over Memorial Day weekend, and it was one of the most insightful interviews Ive given. I say that with an unswelled head, though it was all due to Maureens questions! She had done her homework in a major way, and because of that she asked deep-n-dirty gems (yes, we talk about what happens when dreams die). The direct link to listen is right here. Enjoy this one, too (duh)!

Korn Ferry Resumes Writing

Korn Ferry Resumes WritingThere are a lot of questions that come up when it comes to the topic of how to write a korn ferry resume. The internet has grown tremendously in the past few years, and this gives you a great opportunity to look at job sites, or get advice from some people who have gone through the process before.Once you have had a chance to work on your own ferry resume, you will want to spend some time thinking about what your next steps should be. Start by taking out a sheet of paper and begin writing. Don't be afraid to get off on a tangent and express your opinion or feel that you can offer a different perspective. But don't feel like you have to spend all of your time putting everything on the page.Next, look over your korn ferry resume and take out any words that are redundant. You may also want to cut some sections that are unnecessary. The actual idea here is to make sure that you write the resume in a way that doesn't seem like a bombastic sales pitch.Once you hav e found a section that seems to apply to your boat job, you want to write about your experiences in this particular situation. Don't worry about how to write a korn ferry resume at this point. Your job is to list your accomplishments and to persuade the hiring officer that you are exactly what the company is looking for. If you think that it would be too much, you can just leave the resume with some filler paragraphs.If you decide to go ahead and add some content to your own ferry resume, remember that your goal is to write something that can convince the hiring officer that you will fit in with the rest of the employees. Therefore, if you are being interviewed by an HR person, it would be in your best interest to talk about how you would fit into the company.Tkorn ferry resume writing Instead of just talking about your past, you will want to use this opportunity to demonstrate to the hiring officer that you are a person who is very approachable, and that you have a friendly touch. Remember that you want to have a conversation with the hiring officer, not a presentation. Be casual and avoid all personal details if possible.So, if you're trying to write a korn ferry resume, keep in mind that there are many ways that you can present your experience. Remember that it is not about you but rather the company that you are speaking with. Focus on demonstrating what makes you unique and what your experience can bring to the table.

Donald Trump Hiring Son in Law Jared Kushner Is a Bad Move

Donald Trump Hiring Son in Law Jared Kushner Is a Bad Move Reports that president-elect Donald Trump’s son-in-law, Jared Kushner, could take a senior role in the White House has raised a number of questions. Chief among them: Is that legal? A federal anti-nepotism law says that public officials, including the president, can’t “appoint, employ, promote or advocate for appointment, employment or advancement” of a relative to positions in which they exercise jurisdiction. But that doesn’t mean others in the administration can’t, says Stephen Gillers, a professor at New York University School of Law who specializes in legal ethics. “Kushner is a ‘relative’ within the meaning of the law,” Gillers wrote in an email response to questions. Even if Kushner rejects a salary and puts his holdings in a blind trust, this would still ring true, he says. “However, any other appointing authority in the executive branch could give Kushner a job so long as Trump has nothing to do with the decision. In other words, the fact that Kushner’s father-in-law is president does not mean Kushner cannot work in the executive branch. It only means he has to get the job without any help from Trump.” So yes, Kushner could legally take a job in the Trump White House. The bigger issue at play, though, is from an organizational perspective. Legal or not, the decision to put a relative in a key strategy role is a controversial management move that leadership experts agree is usually a bad idea. “Nepotism erodes trust, cheapens credibility, and gets messy fast,” says Ben Brooks, executive coach and CEO of the career improvement startup PILOT. That goes for both the public and private sector, Brooks says. There’s no federal law banning nepotism in private businesses, but the practice comes with a laundry list of ethical concerns. Most obvious: it opens up the family, the organizational structure, and the business itself to accusations of favoritism. It puts a target on the back of every relative in the company, and sends a message that family loyalties are more important than business goals. Worse, it can change the family dynamic for the worse. “It’s difficult for family members to regulate what hat they need to put on,” Brooks says. “Are you a spouse or a business partner? Are you a daughter or a colleague? Are you a dad or a boss? Even if you’re a couple of layers removed from each other [in the company hierarchy], it’s a difficult spot to be in.” In rare circumstances, hiring a family member can work in a company’s benefit. Some small businesses pride themselves on being family owned, and successful entrepreneurs occasionally co-found businesses with an immediate family member. But it takes a lot of discipline, and a commitment to fixing vulnerabilities as they arise, says Michelle Reina, PhD, who runs a management consultancy with her husband. Family members have to be held to the same accountabilities and feedback mechanisms as everyone else, she says. And the tone from the top has to be one of trust. “If you want the highest professional outcome for the business, you have to make a deliberate, focused effort to put the interests of the company first,” she says. “It’s non-negotiable.” In Trump’s case, the stakes are too high, says Mark Babbitt, CEO and founder of YouTern. Every move Kushner makes will be deconstructed, criticized and possibly even vilified by the press, social media, and his political opponents. Even a small mistake could create a PR nightmare for the White House â€" and undermine the country’s confidence in a Trump presidency. “From a leadership perspective, whether you’re president or a manager, your goals are to accomplish your organization’s mission and create optimism in the workplace,” Babbit says. “This kills both of those goals.”

Awesome Google Tricks You Didnt Know Existed [Infographic]

Awesome Google Tricks You Didnt Know Existed InfographicGoogle is an integral part of our lives. Whether wed like to admit it or not, we rely on Google for many things. It has become an encyclopedia for most of us. But how can we take our use of Google to the next level in order to truly make the most of theis valuable tool? googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) The folks over at whoishostingthishave compiled an infographic detailing some pretty awesomeGoogle tricksthat you probably are notfamiliar with. Check them out below

Motherhood is Getting More Expensive and Its Hurting These Women the Most

Motherhood is Getting More Expensive and Its Hurting These Women the Most Motherhood isnt cheap. Its no surprise that raising children costs a pretty penny, but college-educated women, in particular, underestimate the demands of parenthood and the difficulties that come with being a working parent, according to new research. Thats why, though most plan to, mora moms arent sticking in the workforce.The research (which has not yet been published in a peer-reviewed journal) suggests that motherhood has been becoming ever mora demanding since the 1990s when the share of women in the United States labor force leveled off after steadily climbing for half a century. While today, the share of women ages 25 to 54 years old work about the same as women of their age group did in 1995, according to The New York Times,more women have college degrees and access to jobs that entice them to delay marriage and family plans. But aswomen penetrate new positions in droves, men have not bumped uptheir s hare of child care and home and family responsibilities quite the same.As a result, parents now spend more of their incomeon child care, and they have more pressure to engage in enriching activities with their children when they do indeed find the time away from work. Of couse, those activities can also cost them. In fact, in the U.S. alone, mothers spend $2 trillion each year, controlling 80 percent of household spending.But working women underestimate the cost of parenting especially college-educated women whod assumed theyd invest in an education, establish themselvesa career and maintain and build that career over time, according to the studys authors,Ilyana Kuziemko and Jenny Shen of Princeton, Jessica Pan of the National University of Singapore and Ebonya Washington of Yale.The researchers, who pulled datafrom the Labor Departments National Longitudinal Surveys, the University of Michigans Panel Study of Income Dynamics and the British Household Panel Survey, found that juggl inginflexible work hours and parenting demands is largely responsible for a sharp decline in womens employment after the birth of their first child even despite the fact thatthoughprevious research finds mothers to actually make better employees.For example, a study for Microsoft that surveyed 500 employers and 2000 women, researchers found both groups of participants believed that women became better employees after giving birth. Sixty-two percent of employers said moms made better team players. Almost two-thirds of moms said their multitasking skills improved after having a baby, and almost half said their time management skills got better. More than 25 percent of moms said they became more organized, too.For many women, not going back to work welches never the plan. In fact, for more than three decades, no more than two percent of female high school seniorsplanned to be homemakers by the time they reached 30 years old, even though they did want to be mothers. And although women arentany less satisfied with their jobs after giving birth, according to the new research, between 15 and 18 percent of women stayhome nonetheless.Highly educated women were less likely to quit working than less educated women, but they were more likely to admit that being a parent was harder than theyd ever anticipated. Its hard for a lot of them because the cost of child care has increased, women still dont earn equal pay, theres a lack of family-friendly policies like paid family leave and subsidized child care in the United States, and working mothers work the equivalent of two and a half full-time jobs.The average cost of daycare in the United States is$11,666per year (or $972 a month), according to the National Association of Child Care Resource and Referral Agencies. Prices range from $3,582 to$18,773a year (or $300 to $1,564 monthly). In fact, the cost of child care has jumped by 65 percent since the 1980s, according to the research. And without child care, women who still only earn about 80 cents to the male dollar and arent afforded as family-friendly paid leave policies as women in some other countries are working nonstop. A recent Welchs study showed that, when you factor in family duties, working moms pretty much never stop. They work the equivalent of two full-time jobs, clocking in an average of 98 hours per week. The average working mom typically begins her day at 623 a.m. and doesnt stop working until 831 p.m.It is deeply puzzling that at a moment when women are more prepared than ever for long careers in the labor market, norms would change in a manner that encourages them to spend more time at home, the researchers wrote.The rising cost of motherhood rises is outpacing the rising number of women in the workforce and, consequentially, stalling the increaseof women who stick in the workforce, too.--AnnaMarie Houlis is a multimedia journalist and an adventure aficionado with a keen cultural curiosity and an affinity for solo travel. Shes an ed itor by day and a travel blogger at HerReport.org by night.

The New Angle On Writing a Brief Job Description Resume Just Released

The New Angle On Writing a Brief Job Description Resume Just Released By way of example, lets say youre asking for a position as a Software Developer. You have to tailor your resume to each work description, and you will need to learn how to use the right resume keywords. You might also check out the way to compose an investment summary. Thus, a work summary has to be well-written and attention-grabbing. By definition, it is a brief, general gutachten regarding the important functions and responsibilities that comes with a job. It basically provides an overview of the company and the expectations that comes with the job. Since a work summary is merely part of a work description, it is just right that in addition, you know whats a work description and what it is used for. The work overview of your job description ought to be strong and attention-grabbing. Lastly, dont forget that the work description is intended to help you customize your resume and get ready for the inte rview. The most suitable job description is simply the start. To aid you in getting started, have a look at the sample job descriptions below. Then consider prioritizing the information that you provide in each individual description. You dont want all your descriptions to sound the exact same. When reviewing sample job descriptions, it can help to see what youre taking a look at. It can be inviting to ask for your entire wish list when writing a very good job description. If you dont wish to get screened out from the job, it is crucial to learn to prepare a compelling resume that meets the requirement of the employer, for them to supply you with an appointment for interview. Your company will likewise be judged on the exact same so be certain to use spell checking facilities and check your grammar to ensure its error-free before you publish your work description. Getting the Best Writing a Brief Job Description Resume A strong summary statement at the peak of your resu me can increase the probability of them noticing what youve got to offer from the beginning. Though the work summary is just a little portion of the work description, it hold a huge role and impact in helping convince the candidates to make an application for the position youve posted. Preventing bias in your job ad usually means your job description encourages every person to apply so long as they have the proper qualifications and techniques. The work title is the first thing which catches your attention when you encounter a new prospect. What You Should Do to Find Out About Writing a Brief Job Description Resume Before Youre Left Behind Before you commence adding job descriptions to your resume, you might want to earn a list of accomplishments at every one of your jobs. Ideally, the work description should be viewed through different eyes before its published. A superb job description will even do a number of the hiring work for you by encouraging candidates that arent a f antastic fit for the job to self-select from the approach. Possessing a work description is helpful to the employer, job seeker, and the employee in a variety of ways. Job summaries hold a huge part in enticing a skilled candidate to submit an application for the position and an employees performance of zu sich or his responsibilities. Based on your position, you might not require an extremely thorough collection of responsibilities.